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At today's rate and a 90% mortgage, the deposit on this unit is about HK$275K, with repayments around HK$11,999/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$275K · loan HK$2.48M · min. income ≈ HK$23,998/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 252 Saleable ft²
- Gross Area
- 320 ft²
- Efficiency
- 79%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-07 | HK$2.88M | +37.1% 1.0y |
| 2024-11-14 | HK$2.10M | +34.6% 13.3y · 3.0%/yr |
| 2011-08-22 | HK$1.56M | +44.4% |
| 2009-06-18 | HK$1.08M | +35.0% |
| 2007-10-29 | HK$800K | −41.6% |
| 1998-04-03 | HK$1.37M | — |