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At today's rate and a 90% mortgage, the deposit on this unit is about HK$313K, with repayments around HK$13,657/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$313K · loan HK$2.82M · min. income ≈ HK$27,314/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 291 Saleable ft²
- Gross Area
- 370 ft²
- Efficiency
- 79%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-14 | HK$3.98M | +5.3% 4.0y · 1.0%/yr |
| 2018-01-08 | HK$3.78M | +28.1% 3.1y · 9.0%/yr |
| 2014-11-13 | HK$2.95M | +31.1% |
| 2012-09-21 | HK$2.25M | +281.4% |
| 2005-03-04 | HK$590K | — |