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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,679/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,358/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$56,588 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 451 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-02 | HK$4.85M | −6.7% 6.0y · −1.0%/yr |
| 2020-04-09 | HK$5.20M | +13.0% 3.4y · 4.0%/yr |
| 2016-12-12 | HK$4.60M | +97.4% 19.5y · 5.0%/yr |
| 1997-07-30 | HK$2.33M | — |