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At today's rate and a 90% mortgage, the deposit on this unit is about HK$392K, with repayments around HK$17,093/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$392K · loan HK$3.53M · min. income ≈ HK$34,186/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sung Wong Toi Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- A
- Saleable Area
- 310 Saleable ft²
- Gross Area
- 411 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-14 | HK$4.75M | −2.7% 4.0y · −1.0%/yr |
| 2019-11-27 | HK$4.88M | +23.5% 3.1y · 8.0%/yr |
| 2016-10-27 | HK$3.95M | +132.4% 6.3y · 21.0%/yr |
| 2010-07-02 | HK$1.70M | — |