▼ 0.50% · 3.625%
HK$2,464
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,540
−HK$78/mo
Today · 4.125%
HK$2,618
baseline
▲ 0.50% · 4.625%
HK$2,778
+HK$160/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,236/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,741
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,814
−HK$75/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,041
+HK$152/mo
Deposit HK$540K · loan HK$540K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$86/mo
Today · 4.125%
HK$2,880
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$175/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$5,760/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,015
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,096
−HK$82/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$167/mo
Deposit HK$486K · loan HK$594K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,957
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$94/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$191/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,289
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,377
−HK$90/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$183/mo
Deposit HK$432K · loan HK$648K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$101/mo
Today · 4.125%
HK$3,404
baseline
▲ 0.50% · 4.625%
HK$3,611
+HK$207/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$6,808/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,563
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$97/mo
Today · 4.125%
HK$3,756
baseline
▲ 0.50% · 4.625%
HK$3,954
+HK$198/mo
Deposit HK$378K · loan HK$702K · min. income ≈ HK$7,512/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,557
−HK$109/mo
Today · 4.125%
HK$3,666
baseline
▲ 0.50% · 4.625%
HK$3,889
+HK$223/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$7,332/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,837
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,940
−HK$105/mo
Today · 4.125%
HK$4,045
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$213/mo
Deposit HK$324K · loan HK$756K · min. income ≈ HK$8,090/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$116/mo
Today · 4.125%
HK$3,927
baseline
▲ 0.50% · 4.625%
HK$4,166
+HK$239/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$7,854/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$228/mo
Deposit HK$270K · loan HK$810K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$124/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$255/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,503
−HK$119/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$244/mo
Deposit HK$216K · loan HK$864K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$132/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$271/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,660
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$126/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$259/mo
Deposit HK$162K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$140/mo
Today · 4.125%
HK$4,713
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$287/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$9,426/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,934
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$134/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$274/mo
Deposit HK$108K · loan HK$972K · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).