▼ 0.50% · 3.625%
HK$2,429
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,504
−HK$77/mo
Today · 4.125%
HK$2,581
baseline
▲ 0.50% · 4.625%
HK$2,738
+HK$157/mo
Deposit HK$533K · loan HK$533K · min. income ≈ HK$5,162/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,702
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,774
−HK$74/mo
Today · 4.125%
HK$2,848
baseline
▲ 0.50% · 4.625%
HK$2,998
+HK$150/mo
Deposit HK$533K · loan HK$533K · min. income ≈ HK$5,696/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,672
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,755
−HK$84/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$3,012
+HK$173/mo
Deposit HK$479K · loan HK$586K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,972
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,052
−HK$81/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,298
+HK$165/mo
Deposit HK$479K · loan HK$586K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,915
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,005
−HK$92/mo
Today · 4.125%
HK$3,097
baseline
▲ 0.50% · 4.625%
HK$3,286
+HK$189/mo
Deposit HK$426K · loan HK$639K · min. income ≈ HK$6,194/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,242
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,329
−HK$89/mo
Today · 4.125%
HK$3,418
baseline
▲ 0.50% · 4.625%
HK$3,598
+HK$180/mo
Deposit HK$426K · loan HK$639K · min. income ≈ HK$6,836/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,157
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,256
−HK$99/mo
Today · 4.125%
HK$3,355
baseline
▲ 0.50% · 4.625%
HK$3,560
+HK$205/mo
Deposit HK$373K · loan HK$692K · min. income ≈ HK$6,710/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,513
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,607
−HK$95/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,897
+HK$195/mo
Deposit HK$373K · loan HK$692K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,400
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$107/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,833
+HK$220/mo
Deposit HK$320K · loan HK$746K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,783
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$103/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$210/mo
Deposit HK$320K · loan HK$746K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$116/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$235/mo
Deposit HK$266K · loan HK$799K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$110/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$225/mo
Deposit HK$266K · loan HK$799K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,886
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,007
−HK$123/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$251/mo
Deposit HK$213K · loan HK$852K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$118/mo
Today · 4.125%
HK$4,557
baseline
▲ 0.50% · 4.625%
HK$4,797
+HK$240/mo
Deposit HK$213K · loan HK$852K · min. income ≈ HK$9,114/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,257
−HK$131/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$267/mo
Deposit HK$160K · loan HK$905K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,593
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$125/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$255/mo
Deposit HK$160K · loan HK$905K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,372
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,508
−HK$138/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,929
+HK$283/mo
Deposit HK$107K · loan HK$959K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,864
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$132/mo
Today · 4.125%
HK$5,126
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$271/mo
Deposit HK$107K · loan HK$959K · min. income ≈ HK$10,252/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).