Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.66M
≈ HK$6,783 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.50M, with repayments around HK$39,560/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,225
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,383
−HK$1,177/mo
Today · 4.125%
HK$39,560
baseline
▲ 0.50% · 4.625%
HK$41,967
+HK$2,407/mo

Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,120/mo (50% DSR)

Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,278 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
NO. 65
Saleable Area
1,719 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2001-01-04 HK$1.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 6 min walk · 432 m
Education
67
schools within 1 km (29 within 500 m)
Daily convenience
40
within 1 km (11 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 67 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com