▼ 0.50% · 3.625%
HK$2,996
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,089
−HK$95/mo
Today · 4.125%
HK$3,184
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$193/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$6,368/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$91/mo
Today · 4.125%
HK$3,513
baseline
▲ 0.50% · 4.625%
HK$3,698
+HK$185/mo
Deposit HK$657K · loan HK$657K · min. income ≈ HK$7,026/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$104/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$213/mo
Deposit HK$591K · loan HK$723K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$99/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,068
+HK$204/mo
Deposit HK$591K · loan HK$723K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$114/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,053
+HK$232/mo
Deposit HK$526K · loan HK$788K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,999
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,107
−HK$109/mo
Today · 4.125%
HK$4,216
baseline
▲ 0.50% · 4.625%
HK$4,438
+HK$222/mo
Deposit HK$526K · loan HK$788K · min. income ≈ HK$8,432/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,016
−HK$123/mo
Today · 4.125%
HK$4,139
baseline
▲ 0.50% · 4.625%
HK$4,391
+HK$252/mo
Deposit HK$460K · loan HK$854K · min. income ≈ HK$8,278/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,333
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$118/mo
Today · 4.125%
HK$4,567
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$241/mo
Deposit HK$460K · loan HK$854K · min. income ≈ HK$9,134/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,194
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$132/mo
Today · 4.125%
HK$4,457
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$271/mo
Deposit HK$394K · loan HK$920K · min. income ≈ HK$8,914/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,666
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$127/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,177
+HK$259/mo
Deposit HK$394K · loan HK$920K · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,634
−HK$142/mo
Today · 4.125%
HK$4,776
baseline
▲ 0.50% · 4.625%
HK$5,066
+HK$290/mo
Deposit HK$328K · loan HK$985K · min. income ≈ HK$9,552/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,999
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$136/mo
Today · 4.125%
HK$5,269
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$278/mo
Deposit HK$328K · loan HK$985K · min. income ≈ HK$10,538/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,793
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,943
−HK$151/mo
Today · 4.125%
HK$5,094
baseline
▲ 0.50% · 4.625%
HK$5,404
+HK$310/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,188/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,333
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$145/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,917
+HK$296/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$161/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,742
+HK$330/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,666
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$154/mo
Today · 4.125%
HK$5,972
baseline
▲ 0.50% · 4.625%
HK$6,287
+HK$315/mo
Deposit HK$197K · loan HK$1.12M · min. income ≈ HK$11,944/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,560
−HK$171/mo
Today · 4.125%
HK$5,731
baseline
▲ 0.50% · 4.625%
HK$6,079
+HK$348/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,462/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,999
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,160
−HK$163/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,657
+HK$334/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).