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At today's rate and a 90% mortgage, the deposit on this unit is about HK$609K, with repayments around HK$26,559/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$609K · loan HK$5.48M · min. income ≈ HK$53,118/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$143,884 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-15 | HK$7.68M | +6.7% 3.2y · 2.0%/yr |
| 2018-03-20 | HK$7.20M | +118.2% 7.3y · 16.0%/yr |
| 2010-11-26 | HK$3.30M | +11.9% |
| 2010-05-03 | HK$2.95M | +37.9% |
| 1999-10-14 | HK$2.14M | −25.2% |
| 1996-12-11 | HK$2.86M | — |