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Crescira AVM · estimated value Medium confidence
HK$6.23M
≈ HK$16,016 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$623K, with repayments around HK$27,175/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$25,572
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,367
−HK$808/mo
Today · 4.125%
HK$27,175
baseline
▲ 0.50% · 4.625%
HK$28,829
+HK$1,654/mo

Deposit HK$623K · loan HK$5.61M · min. income ≈ HK$54,350/mo (50% DSR)

Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$158,024 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 2 min walk · 130 m
Education
52
schools within 1 km (28 within 500 m)
Daily convenience
67
within 1 km (40 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
D
Saleable Area
389 Saleable ft²
Gross Area
469 ft²
Efficiency
83%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2008-10-09 HK$2.56M +45.5%
2004-10-21 HK$1.76M +0.6%
2004-05-11 HK$1.75M −9.3%
2000-10-13 HK$1.93M −9.4%
1999-04-15 HK$2.13M −43.7%
1997-07-25 HK$3.78M +8.6%
1997-04-16 HK$3.48M +43.8%
1995-09-20 HK$2.42M
Data sourced from Renavon.com