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At today's rate and a 90% mortgage, the deposit on this unit is about HK$637K, with repayments around HK$27,767/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,534/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,592 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- H
- Saleable Area
- 470 Saleable ft²
- Gross Area
- 551 ft²
- Efficiency
- 85%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-17 | HK$7.50M | +38.9% 4.2y · 9.0%/yr |
| 2016-05-20 | HK$5.40M | +67.2% 5.7y · 12.0%/yr |
| 2010-09-03 | HK$3.23M | +43.6% |
| 2007-08-20 | HK$2.25M | −45.4% |
| 1997-06-27 | HK$4.12M | +9.0% |
| 1997-04-16 | HK$3.78M | — |