▼ 0.50% · 3.625%
HK$20,607
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,248
−HK$651/mo
Today · 4.125%
HK$21,899
baseline
▲ 0.50% · 4.625%
HK$23,231
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,798/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,539
−HK$624/mo
Today · 4.125%
HK$24,163
baseline
▲ 0.50% · 4.625%
HK$25,437
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,326/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,667
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,372
−HK$717/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,554
+HK$1,465/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,217
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,893
−HK$686/mo
Today · 4.125%
HK$26,579
baseline
▲ 0.50% · 4.625%
HK$27,980
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,158/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,728
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,497
−HK$782/mo
Today · 4.125%
HK$26,279
baseline
▲ 0.50% · 4.625%
HK$27,878
+HK$1,599/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,558/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,510
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,247
−HK$749/mo
Today · 4.125%
HK$28,996
baseline
▲ 0.50% · 4.625%
HK$30,524
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,992/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,789
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,622
−HK$846/mo
Today · 4.125%
HK$28,468
baseline
▲ 0.50% · 4.625%
HK$30,201
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,936/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,802
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$811/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,849
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,747
−HK$911/mo
Today · 4.125%
HK$30,658
baseline
▲ 0.50% · 4.625%
HK$32,524
+HK$1,866/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,316/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,094
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,955
−HK$873/mo
Today · 4.125%
HK$33,828
baseline
▲ 0.50% · 4.625%
HK$35,612
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,656/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,910
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$977/mo
Today · 4.125%
HK$32,848
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,999/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,696/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,387
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,309
−HK$936/mo
Today · 4.125%
HK$36,245
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,490/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,970
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,996
−HK$1,042/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$37,170
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,076/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,679
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,663
−HK$998/mo
Today · 4.125%
HK$38,661
baseline
▲ 0.50% · 4.625%
HK$40,699
+HK$2,038/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,322/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,031
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,121
−HK$1,107/mo
Today · 4.125%
HK$37,228
baseline
▲ 0.50% · 4.625%
HK$39,493
+HK$2,265/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,456/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,972
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,017
−HK$1,060/mo
Today · 4.125%
HK$41,077
baseline
▲ 0.50% · 4.625%
HK$43,243
+HK$2,166/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,154/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,092
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,246
−HK$1,172/mo
Today · 4.125%
HK$39,418
baseline
▲ 0.50% · 4.625%
HK$41,816
+HK$2,398/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$78,836/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,264
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$42,371
−HK$1,123/mo
Today · 4.125%
HK$43,494
baseline
▲ 0.50% · 4.625%
HK$45,786
+HK$2,292/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$86,988/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,695 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).