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Crescira AVM · estimated value Medium confidence
HK$5.56M
≈ HK$14,301 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$556K, with repayments around HK$24,266/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$22,834
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,544
−HK$722/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,742
+HK$1,476/mo

Deposit HK$556K · loan HK$5.01M · min. income ≈ HK$48,532/mo (50% DSR)

Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,172 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 1 min walk · 72 m
Education
52
schools within 1 km (30 within 500 m)
Daily convenience
67
within 1 km (39 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
16/F
Flat
H
Saleable Area
389 Saleable ft²
Gross Area
469 ft²
Efficiency
83%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2021-10-26 HK$6.90M +10.6%
4.7y · 2.0%/yr
2018-02-21 HK$6.24M +42.4%
2.5y · 17.0%/yr
2014-08-11 HK$4.38M +68.5%
2010-03-03 HK$2.60M +42.1%
2007-06-05 HK$1.83M +21.2%
2001-10-20 HK$1.51M +7.9%
2001-05-19 HK$1.40M −57.6%
1997-06-21 HK$3.30M
Data sourced from Renavon.com