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At today's rate and a 90% mortgage, the deposit on this unit is about HK$541K, with repayments around HK$23,612/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$541K · loan HK$4.87M · min. income ≈ HK$47,224/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$121,799 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-24 | HK$7.18M | +30.5% 4.5y · 7.0%/yr |
| 2016-09-07 | HK$5.50M | +78.6% 6.1y · 13.0%/yr |
| 2010-08-02 | HK$3.08M | +54.0% |
| 2007-09-28 | HK$2.00M | +37.9% |
| 2001-11-17 | HK$1.45M | −27.5% |
| 1998-08-27 | HK$2.00M | — |