Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$535K, with repayments around HK$23,355/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$535K · loan HK$4.82M · min. income ≈ HK$46,710/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$120,474 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-29 | HK$7.28M | +25.5% 3.9y · 7.0%/yr |
| 2016-09-28 | HK$5.80M | +54.3% 4.5y · 12.0%/yr |
| 2012-03-19 | HK$3.76M | +43.0% |
| 2009-09-29 | HK$2.63M | +8.2% |
| 2009-07-20 | HK$2.43M | +88.4% |
| 2002-12-18 | HK$1.29M | −65.1% |
| 1997-07-10 | HK$3.70M | +46.8% |
| 1996-06-26 | HK$2.52M | — |