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At today's rate and a 90% mortgage, the deposit on this unit is about HK$536K, with repayments around HK$23,378/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$536K · loan HK$4.82M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$120,595 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 68 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- G
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-17 | HK$7.20M | +13.4% 3.6y · 4.0%/yr |
| 2018-01-10 | HK$6.35M | +48.4% 4.1y · 12.0%/yr |
| 2013-11-25 | HK$4.28M | +50.2% |
| 2010-02-19 | HK$2.85M | +39.0% |
| 2007-09-14 | HK$2.05M | −36.9% |
| 1997-03-26 | HK$3.25M | +30.0% |
| 1997-02-18 | HK$2.50M | — |