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At today's rate and a 90% mortgage, the deposit on this unit is about HK$528K, with repayments around HK$23,009/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$528K · loan HK$4.75M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$118,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-19 | HK$7.18M | +19.7% 4.6y · 4.0%/yr |
| 2017-03-23 | HK$6.00M | +74.4% 5.8y · 13.0%/yr |
| 2011-06-14 | HK$3.44M | +39.8% |
| 2009-08-27 | HK$2.46M | +26.2% |
| 2005-04-30 | HK$1.95M | +11.4% |
| 2000-05-30 | HK$1.75M | — |