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At today's rate and a 90% mortgage, the deposit on this unit is about HK$548K, with repayments around HK$23,895/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,790/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,258 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 45 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- F
- Saleable Area
- 389 Saleable ft²
- Gross Area
- 469 ft²
- Efficiency
- 83%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-15 | HK$7.20M | +50.6% 7.3y · 7.0%/yr |
| 2013-09-19 | HK$4.78M | +56.7% |
| 2010-06-04 | HK$3.05M | +50.2% |
| 2006-07-18 | HK$2.03M | +6.3% |
| 2006-04-25 | HK$1.91M | −7.7% |
| 2006-01-14 | HK$2.07M | +42.8% |
| 2004-02-25 | HK$1.45M | +14.2% |
| 2003-09-26 | HK$1.27M | −66.0% |
| 1997-08-30 | HK$3.73M | — |