▼ 0.50% · 3.625%
HK$3,117
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$98/mo
Today · 4.125%
HK$3,312
baseline
▲ 0.50% · 4.625%
HK$3,514
+HK$202/mo
Deposit HK$683K · loan HK$683K · min. income ≈ HK$6,624/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,467
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$94/mo
Today · 4.125%
HK$3,654
baseline
▲ 0.50% · 4.625%
HK$3,847
+HK$193/mo
Deposit HK$683K · loan HK$683K · min. income ≈ HK$7,308/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,428
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$108/mo
Today · 4.125%
HK$3,643
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$222/mo
Deposit HK$615K · loan HK$752K · min. income ≈ HK$7,286/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$104/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$212/mo
Deposit HK$615K · loan HK$752K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$118/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$242/mo
Deposit HK$547K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,272
−HK$113/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$232/mo
Deposit HK$547K · loan HK$820K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$128/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$478K · loan HK$888K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$123/mo
Today · 4.125%
HK$4,751
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$250/mo
Deposit HK$478K · loan HK$888K · min. income ≈ HK$9,502/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$138/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$282/mo
Deposit HK$410K · loan HK$957K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$132/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,386
+HK$270/mo
Deposit HK$410K · loan HK$957K · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,820
−HK$148/mo
Today · 4.125%
HK$4,968
baseline
▲ 0.50% · 4.625%
HK$5,270
+HK$302/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$9,936/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$142/mo
Today · 4.125%
HK$5,482
baseline
▲ 0.50% · 4.625%
HK$5,771
+HK$289/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$10,964/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,142
−HK$157/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,622
+HK$323/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,696
−HK$151/mo
Today · 4.125%
HK$5,847
baseline
▲ 0.50% · 4.625%
HK$6,155
+HK$308/mo
Deposit HK$273K · loan HK$1.09M · min. income ≈ HK$11,694/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$167/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$343/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$161/mo
Today · 4.125%
HK$6,213
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$327/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,426/mo (50% DSR)
Upfront cash ≈ HK$205K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,784
−HK$178/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,324
+HK$362/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,408
−HK$170/mo
Today · 4.125%
HK$6,578
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$347/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,156/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).