▼ 0.50% · 3.625%
HK$4,063
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,189
−HK$129/mo
Today · 4.125%
HK$4,318
baseline
▲ 0.50% · 4.625%
HK$4,580
+HK$262/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$8,636/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,520
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$123/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$251/mo
Deposit HK$891K · loan HK$891K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$891K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$141/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$289/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$135/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$277/mo
Deposit HK$802K · loan HK$980K · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$154/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$315/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$148/mo
Today · 4.125%
HK$5,717
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$301/mo
Deposit HK$713K · loan HK$1.07M · min. income ≈ HK$11,434/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$167/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$341/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$327/mo
Deposit HK$624K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,688
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$180/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$367/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,328
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$173/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$351/mo
Deposit HK$535K · loan HK$1.25M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,284
−HK$192/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$394/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,780
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,961
−HK$185/mo
Today · 4.125%
HK$7,146
baseline
▲ 0.50% · 4.625%
HK$7,523
+HK$377/mo
Deposit HK$445K · loan HK$1.34M · min. income ≈ HK$14,292/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,703
−HK$205/mo
Today · 4.125%
HK$6,908
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$420/mo
Deposit HK$356K · loan HK$1.43M · min. income ≈ HK$13,816/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,232
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,426
−HK$196/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,024
+HK$402/mo
Deposit HK$356K · loan HK$1.43M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,907
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,122
−HK$218/mo
Today · 4.125%
HK$7,340
baseline
▲ 0.50% · 4.625%
HK$7,786
+HK$446/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,680/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,684
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,890
−HK$209/mo
Today · 4.125%
HK$8,099
baseline
▲ 0.50% · 4.625%
HK$8,526
+HK$427/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,198/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$232/mo
Today · 4.125%
HK$7,772
baseline
▲ 0.50% · 4.625%
HK$8,244
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,544/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,136
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,354
−HK$221/mo
Today · 4.125%
HK$8,575
baseline
▲ 0.50% · 4.625%
HK$9,027
+HK$452/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,150/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).