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At today's rate and a 90% mortgage, the deposit on this unit is about HK$314K, with repayments around HK$13,683/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$314K · loan HK$2.82M · min. income ≈ HK$27,366/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway To Kwa Wan Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 70 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 330 ft²
- Efficiency
- 77%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-28 | HK$4.36M | +7.9% 3.2y · 2.0%/yr |
| 2017-11-14 | HK$4.04M | +117.1% 6.3y · 19.0%/yr |
| 2011-08-11 | HK$1.86M | +86.0% |
| 2008-02-20 | HK$1.00M | +25.0% |
| 2006-05-30 | HK$800K | — |