Skip to content
Crescira AVM · estimated value Medium confidence
HK$3.19M
≈ HK$12,001 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$319K, with repayments around HK$13,924/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$13,103
−HK$821/mo
▼ 0.25% · 3.875%
HK$13,510
−HK$414/mo
Today · 4.125%
HK$13,924
baseline
▲ 0.50% · 4.625%
HK$14,771
+HK$847/mo

Deposit HK$319K · loan HK$2.87M · min. income ≈ HK$27,848/mo (50% DSR)

Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
21/F
Flat
B
Saleable Area
266 ft²
Gross Area
354 ft²
Efficiency
75%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2020-03-12 HK$3.80M +25.4%
5.5y
2014-09-12 HK$3.03M +180.6%
2007-11-19 HK$1.08M +14.9%
2007-05-18 HK$940K +23.7%
2006-07-06 HK$760K −38.2%
1996-08-08 HK$1.23M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 6 min walk · 480 m
Education
68
schools within 1 km (18 within 500 m)
Daily convenience
57
within 1 km (10 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
70
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 68 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com