▼ 0.50% · 3.625%
HK$4,139
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$131/mo
Today · 4.125%
HK$4,398
baseline
▲ 0.50% · 4.625%
HK$4,666
+HK$268/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$8,796/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,604
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$125/mo
Today · 4.125%
HK$4,853
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$256/mo
Deposit HK$907K · loan HK$907K · min. income ≈ HK$9,706/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,553
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$294/mo
Deposit HK$817K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,065
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$138/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$282/mo
Deposit HK$817K · loan HK$998K · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,966
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$157/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$321/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,525
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,673
−HK$151/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$307/mo
Deposit HK$726K · loan HK$1.09M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,380
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,548
−HK$170/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,066
+HK$348/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,985
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,146
−HK$163/mo
Today · 4.125%
HK$6,309
baseline
▲ 0.50% · 4.625%
HK$6,641
+HK$332/mo
Deposit HK$635K · loan HK$1.18M · min. income ≈ HK$12,618/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$183/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$375/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,619
−HK$175/mo
Today · 4.125%
HK$6,794
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$358/mo
Deposit HK$544K · loan HK$1.27M · min. income ≈ HK$13,588/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,208
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$196/mo
Today · 4.125%
HK$6,597
baseline
▲ 0.50% · 4.625%
HK$6,999
+HK$402/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$13,194/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,906
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,092
−HK$187/mo
Today · 4.125%
HK$7,279
baseline
▲ 0.50% · 4.625%
HK$7,663
+HK$384/mo
Deposit HK$454K · loan HK$1.36M · min. income ≈ HK$14,558/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,622
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,828
−HK$209/mo
Today · 4.125%
HK$7,037
baseline
▲ 0.50% · 4.625%
HK$7,465
+HK$428/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$14,074/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,367
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,564
−HK$201/mo
Today · 4.125%
HK$7,765
baseline
▲ 0.50% · 4.625%
HK$8,174
+HK$409/mo
Deposit HK$363K · loan HK$1.45M · min. income ≈ HK$15,530/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,036
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,255
−HK$222/mo
Today · 4.125%
HK$7,477
baseline
▲ 0.50% · 4.625%
HK$7,932
+HK$455/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$14,954/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,827
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,037
−HK$213/mo
Today · 4.125%
HK$8,250
baseline
▲ 0.50% · 4.625%
HK$8,685
+HK$435/mo
Deposit HK$272K · loan HK$1.54M · min. income ≈ HK$16,500/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,450
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,681
−HK$236/mo
Today · 4.125%
HK$7,917
baseline
▲ 0.50% · 4.625%
HK$8,398
+HK$481/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$15,834/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,288
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,510
−HK$225/mo
Today · 4.125%
HK$8,735
baseline
▲ 0.50% · 4.625%
HK$9,196
+HK$461/mo
Deposit HK$182K · loan HK$1.63M · min. income ≈ HK$17,470/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).