▼ 0.50% · 3.625%
HK$3,028
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,122
−HK$96/mo
Today · 4.125%
HK$3,218
baseline
▲ 0.50% · 4.625%
HK$3,414
+HK$196/mo
Deposit HK$664K · loan HK$664K · min. income ≈ HK$6,436/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,369
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,459
−HK$92/mo
Today · 4.125%
HK$3,551
baseline
▲ 0.50% · 4.625%
HK$3,738
+HK$187/mo
Deposit HK$664K · loan HK$664K · min. income ≈ HK$7,102/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,331
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,435
−HK$105/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,755
+HK$215/mo
Deposit HK$598K · loan HK$730K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,706
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,805
−HK$101/mo
Today · 4.125%
HK$3,906
baseline
▲ 0.50% · 4.625%
HK$4,112
+HK$206/mo
Deposit HK$598K · loan HK$730K · min. income ≈ HK$7,812/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,634
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$115/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,097
+HK$235/mo
Deposit HK$531K · loan HK$797K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$110/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$225/mo
Deposit HK$531K · loan HK$797K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,937
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,059
−HK$125/mo
Today · 4.125%
HK$4,184
baseline
▲ 0.50% · 4.625%
HK$4,438
+HK$254/mo
Deposit HK$465K · loan HK$863K · min. income ≈ HK$8,368/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,380
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$119/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$244/mo
Deposit HK$465K · loan HK$863K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,240
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$134/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$275/mo
Deposit HK$398K · loan HK$930K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,843
−HK$128/mo
Today · 4.125%
HK$4,971
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$262/mo
Deposit HK$398K · loan HK$930K · min. income ≈ HK$9,942/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$143/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$294/mo
Deposit HK$332K · loan HK$996K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$137/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$281/mo
Deposit HK$332K · loan HK$996K · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,845
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$153/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,462
+HK$313/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,390
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,535
−HK$146/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$300/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$163/mo
Today · 4.125%
HK$5,471
baseline
▲ 0.50% · 4.625%
HK$5,804
+HK$333/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,942/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$156/mo
Today · 4.125%
HK$6,037
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,074/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,451
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,620
−HK$173/mo
Today · 4.125%
HK$5,793
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$352/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,586/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,227
−HK$165/mo
Today · 4.125%
HK$6,392
baseline
▲ 0.50% · 4.625%
HK$6,729
+HK$337/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,784/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).