▼ 0.50% · 3.625%
HK$3,175
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,274
−HK$100/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,579
+HK$205/mo
Deposit HK$696K · loan HK$696K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,532
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$96/mo
Today · 4.125%
HK$3,723
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$196/mo
Deposit HK$696K · loan HK$696K · min. income ≈ HK$7,446/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$110/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$226/mo
Deposit HK$627K · loan HK$766K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$106/mo
Today · 4.125%
HK$4,095
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$216/mo
Deposit HK$627K · loan HK$766K · min. income ≈ HK$8,190/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$121/mo
Today · 4.125%
HK$4,049
baseline
▲ 0.50% · 4.625%
HK$4,295
+HK$246/mo
Deposit HK$557K · loan HK$835K · min. income ≈ HK$8,098/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,352
−HK$115/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,703
+HK$236/mo
Deposit HK$557K · loan HK$835K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$130/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$267/mo
Deposit HK$487K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$487K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,583
−HK$141/mo
Today · 4.125%
HK$4,724
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$287/mo
Deposit HK$418K · loan HK$975K · min. income ≈ HK$9,448/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,077
−HK$135/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,487
+HK$275/mo
Deposit HK$418K · loan HK$975K · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$151/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,369
+HK$308/mo
Deposit HK$348K · loan HK$1.04M · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,440
−HK$144/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,879
+HK$295/mo
Deposit HK$348K · loan HK$1.04M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$160/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$329/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,651
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$154/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$314/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$171/mo
Today · 4.125%
HK$5,736
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$349/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$11,472/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,004
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,166
−HK$163/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$333/mo
Deposit HK$209K · loan HK$1.18M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$180/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$370/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$173/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$353/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).