▼ 0.50% · 3.625%
HK$3,167
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$101/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,570
+HK$204/mo
Deposit HK$694K · loan HK$694K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,523
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$96/mo
Today · 4.125%
HK$3,714
baseline
▲ 0.50% · 4.625%
HK$3,909
+HK$195/mo
Deposit HK$694K · loan HK$694K · min. income ≈ HK$7,428/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,592
−HK$110/mo
Today · 4.125%
HK$3,702
baseline
▲ 0.50% · 4.625%
HK$3,927
+HK$225/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$7,404/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,875
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,979
−HK$106/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$215/mo
Deposit HK$625K · loan HK$764K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,800
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$120/mo
Today · 4.125%
HK$4,039
baseline
▲ 0.50% · 4.625%
HK$4,284
+HK$245/mo
Deposit HK$556K · loan HK$833K · min. income ≈ HK$8,078/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,228
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,341
−HK$115/mo
Today · 4.125%
HK$4,456
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$235/mo
Deposit HK$556K · loan HK$833K · min. income ≈ HK$8,912/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,117
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,245
−HK$130/mo
Today · 4.125%
HK$4,375
baseline
▲ 0.50% · 4.625%
HK$4,641
+HK$266/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$8,750/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,703
−HK$125/mo
Today · 4.125%
HK$4,828
baseline
▲ 0.50% · 4.625%
HK$5,082
+HK$254/mo
Deposit HK$486K · loan HK$903K · min. income ≈ HK$9,656/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$140/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$286/mo
Deposit HK$417K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$417K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,750
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,898
−HK$150/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$307/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,427
−HK$143/mo
Today · 4.125%
HK$5,570
baseline
▲ 0.50% · 4.625%
HK$5,864
+HK$294/mo
Deposit HK$347K · loan HK$1.04M · min. income ≈ HK$11,140/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,225
−HK$160/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,712
+HK$327/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$154/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$313/mo
Deposit HK$278K · loan HK$1.11M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,384
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,551
−HK$170/mo
Today · 4.125%
HK$5,721
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$349/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$11,442/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,150
−HK$163/mo
Today · 4.125%
HK$6,313
baseline
▲ 0.50% · 4.625%
HK$6,646
+HK$333/mo
Deposit HK$208K · loan HK$1.18M · min. income ≈ HK$12,626/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,700
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,878
−HK$180/mo
Today · 4.125%
HK$6,058
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$369/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$12,116/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,342
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,512
−HK$172/mo
Today · 4.125%
HK$6,684
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$353/mo
Deposit HK$139K · loan HK$1.25M · min. income ≈ HK$13,368/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).