▼ 0.50% · 3.625%
HK$3,277
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$103/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,694
+HK$212/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,743
−HK$99/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,045
+HK$203/mo
Deposit HK$719K · loan HK$719K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$114/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,064
+HK$233/mo
Deposit HK$647K · loan HK$790K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,010
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$109/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$223/mo
Deposit HK$647K · loan HK$790K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,932
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$124/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,433
+HK$254/mo
Deposit HK$575K · loan HK$862K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$119/mo
Today · 4.125%
HK$4,611
baseline
▲ 0.50% · 4.625%
HK$4,854
+HK$243/mo
Deposit HK$575K · loan HK$862K · min. income ≈ HK$9,222/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$135/mo
Today · 4.125%
HK$4,527
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$276/mo
Deposit HK$503K · loan HK$934K · min. income ≈ HK$9,054/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,866
−HK$129/mo
Today · 4.125%
HK$4,995
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$264/mo
Deposit HK$503K · loan HK$934K · min. income ≈ HK$9,990/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$145/mo
Today · 4.125%
HK$4,875
baseline
▲ 0.50% · 4.625%
HK$5,172
+HK$297/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$9,750/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,104
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,241
−HK$138/mo
Today · 4.125%
HK$5,379
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$284/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$10,758/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$156/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$317/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,615
−HK$149/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,068
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$166/mo
Today · 4.125%
HK$5,572
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,144/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,833
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$159/mo
Today · 4.125%
HK$6,148
baseline
▲ 0.50% · 4.625%
HK$6,472
+HK$324/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,296/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$176/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$360/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$168/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,877
+HK$345/mo
Deposit HK$216K · loan HK$1.22M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,898
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$186/mo
Today · 4.125%
HK$6,268
baseline
▲ 0.50% · 4.625%
HK$6,650
+HK$382/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,536/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,562
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,738
−HK$178/mo
Today · 4.125%
HK$6,916
baseline
▲ 0.50% · 4.625%
HK$7,281
+HK$365/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,832/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).