▼ 0.50% · 3.625%
HK$2,402
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,477
−HK$76/mo
Today · 4.125%
HK$2,553
baseline
▲ 0.50% · 4.625%
HK$2,708
+HK$155/mo
Deposit HK$527K · loan HK$527K · min. income ≈ HK$5,106/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,673
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,744
−HK$73/mo
Today · 4.125%
HK$2,817
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$149/mo
Deposit HK$527K · loan HK$527K · min. income ≈ HK$5,634/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,643
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,725
−HK$83/mo
Today · 4.125%
HK$2,808
baseline
▲ 0.50% · 4.625%
HK$2,979
+HK$171/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$5,616/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,940
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,019
−HK$80/mo
Today · 4.125%
HK$3,099
baseline
▲ 0.50% · 4.625%
HK$3,262
+HK$163/mo
Deposit HK$474K · loan HK$579K · min. income ≈ HK$6,198/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,883
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,973
−HK$91/mo
Today · 4.125%
HK$3,064
baseline
▲ 0.50% · 4.625%
HK$3,250
+HK$186/mo
Deposit HK$421K · loan HK$632K · min. income ≈ HK$6,128/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,207
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,293
−HK$87/mo
Today · 4.125%
HK$3,380
baseline
▲ 0.50% · 4.625%
HK$3,559
+HK$179/mo
Deposit HK$421K · loan HK$632K · min. income ≈ HK$6,760/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,123
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,220
−HK$99/mo
Today · 4.125%
HK$3,319
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$202/mo
Deposit HK$369K · loan HK$685K · min. income ≈ HK$6,638/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,474
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$94/mo
Today · 4.125%
HK$3,662
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$193/mo
Deposit HK$369K · loan HK$685K · min. income ≈ HK$7,324/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,363
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$106/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$218/mo
Deposit HK$316K · loan HK$738K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$102/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,152
+HK$208/mo
Deposit HK$316K · loan HK$738K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,604
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,716
−HK$114/mo
Today · 4.125%
HK$3,830
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$233/mo
Deposit HK$263K · loan HK$790K · min. income ≈ HK$7,660/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$109/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$222/mo
Deposit HK$263K · loan HK$790K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,844
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,963
−HK$122/mo
Today · 4.125%
HK$4,085
baseline
▲ 0.50% · 4.625%
HK$4,333
+HK$248/mo
Deposit HK$211K · loan HK$843K · min. income ≈ HK$8,170/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,276
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,391
−HK$116/mo
Today · 4.125%
HK$4,507
baseline
▲ 0.50% · 4.625%
HK$4,745
+HK$238/mo
Deposit HK$211K · loan HK$843K · min. income ≈ HK$9,014/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$129/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$264/mo
Deposit HK$158K · loan HK$896K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$124/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$252/mo
Deposit HK$158K · loan HK$896K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,324
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$137/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$279/mo
Deposit HK$105K · loan HK$948K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$131/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$267/mo
Deposit HK$105K · loan HK$948K · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).