▼ 0.50% · 3.625%
HK$2,241
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,311
−HK$70/mo
Today · 4.125%
HK$2,381
baseline
▲ 0.50% · 4.625%
HK$2,526
+HK$145/mo
Deposit HK$491K · loan HK$491K · min. income ≈ HK$4,762/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,493
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,560
−HK$68/mo
Today · 4.125%
HK$2,628
baseline
▲ 0.50% · 4.625%
HK$2,766
+HK$138/mo
Deposit HK$491K · loan HK$491K · min. income ≈ HK$5,256/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,465
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,542
−HK$78/mo
Today · 4.125%
HK$2,620
baseline
▲ 0.50% · 4.625%
HK$2,779
+HK$159/mo
Deposit HK$442K · loan HK$541K · min. income ≈ HK$5,240/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,742
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,816
−HK$74/mo
Today · 4.125%
HK$2,890
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$153/mo
Deposit HK$442K · loan HK$541K · min. income ≈ HK$5,780/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,689
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,773
−HK$85/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,032
+HK$174/mo
Deposit HK$393K · loan HK$590K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$81/mo
Today · 4.125%
HK$3,153
baseline
▲ 0.50% · 4.625%
HK$3,319
+HK$166/mo
Deposit HK$393K · loan HK$590K · min. income ≈ HK$6,306/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,913
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,004
−HK$92/mo
Today · 4.125%
HK$3,096
baseline
▲ 0.50% · 4.625%
HK$3,284
+HK$188/mo
Deposit HK$344K · loan HK$639K · min. income ≈ HK$6,192/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,241
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$88/mo
Today · 4.125%
HK$3,416
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$180/mo
Deposit HK$344K · loan HK$639K · min. income ≈ HK$6,832/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,137
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,235
−HK$99/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,537
+HK$203/mo
Deposit HK$295K · loan HK$688K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,490
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,584
−HK$95/mo
Today · 4.125%
HK$3,679
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$194/mo
Deposit HK$295K · loan HK$688K · min. income ≈ HK$7,358/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$106/mo
Today · 4.125%
HK$3,572
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$217/mo
Deposit HK$246K · loan HK$737K · min. income ≈ HK$7,144/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$101/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,149
+HK$208/mo
Deposit HK$246K · loan HK$737K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,585
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$113/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$232/mo
Deposit HK$197K · loan HK$786K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$108/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$222/mo
Deposit HK$197K · loan HK$786K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,928
−HK$120/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,295
+HK$247/mo
Deposit HK$147K · loan HK$835K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,352
−HK$115/mo
Today · 4.125%
HK$4,467
baseline
▲ 0.50% · 4.625%
HK$4,702
+HK$235/mo
Deposit HK$147K · loan HK$835K · min. income ≈ HK$8,934/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,159
−HK$128/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$260/mo
Deposit HK$98K · loan HK$884K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,487
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$122/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$249/mo
Deposit HK$98K · loan HK$884K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).