▼ 0.50% · 3.625%
HK$2,450
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,526
−HK$77/mo
Today · 4.125%
HK$2,603
baseline
▲ 0.50% · 4.625%
HK$2,762
+HK$159/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,206/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,725
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$74/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,024
+HK$151/mo
Deposit HK$537K · loan HK$537K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,695
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,779
−HK$85/mo
Today · 4.125%
HK$2,864
baseline
▲ 0.50% · 4.625%
HK$3,038
+HK$174/mo
Deposit HK$483K · loan HK$591K · min. income ≈ HK$5,728/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,998
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,078
−HK$82/mo
Today · 4.125%
HK$3,160
baseline
▲ 0.50% · 4.625%
HK$3,327
+HK$167/mo
Deposit HK$483K · loan HK$591K · min. income ≈ HK$6,320/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,940
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$93/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$190/mo
Deposit HK$430K · loan HK$645K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,271
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$89/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,629
+HK$182/mo
Deposit HK$430K · loan HK$645K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$430K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$101/mo
Today · 4.125%
HK$3,385
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$205/mo
Deposit HK$376K · loan HK$698K · min. income ≈ HK$6,770/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$96/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$197/mo
Deposit HK$376K · loan HK$698K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,430
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$109/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,867
+HK$222/mo
Deposit HK$322K · loan HK$752K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,918
−HK$104/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$212/mo
Deposit HK$322K · loan HK$752K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$116/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$238/mo
Deposit HK$269K · loan HK$806K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$111/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$227/mo
Deposit HK$269K · loan HK$806K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$124/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$253/mo
Deposit HK$215K · loan HK$859K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$118/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$243/mo
Deposit HK$215K · loan HK$859K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,165
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,294
−HK$132/mo
Today · 4.125%
HK$4,426
baseline
▲ 0.50% · 4.625%
HK$4,695
+HK$269/mo
Deposit HK$161K · loan HK$913K · min. income ≈ HK$8,852/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,633
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,757
−HK$127/mo
Today · 4.125%
HK$4,884
baseline
▲ 0.50% · 4.625%
HK$5,141
+HK$257/mo
Deposit HK$161K · loan HK$913K · min. income ≈ HK$9,768/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$139/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$107K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$134/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$272/mo
Deposit HK$107K · loan HK$967K · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$108K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).