▼ 0.50% · 3.625%
HK$2,222
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,291
−HK$70/mo
Today · 4.125%
HK$2,361
baseline
▲ 0.50% · 4.625%
HK$2,505
+HK$144/mo
Deposit HK$487K · loan HK$487K · min. income ≈ HK$4,722/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,472
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,538
−HK$67/mo
Today · 4.125%
HK$2,605
baseline
▲ 0.50% · 4.625%
HK$2,743
+HK$138/mo
Deposit HK$487K · loan HK$487K · min. income ≈ HK$5,210/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,444
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,520
−HK$77/mo
Today · 4.125%
HK$2,597
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$158/mo
Deposit HK$438K · loan HK$536K · min. income ≈ HK$5,194/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,719
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,792
−HK$74/mo
Today · 4.125%
HK$2,866
baseline
▲ 0.50% · 4.625%
HK$3,017
+HK$151/mo
Deposit HK$438K · loan HK$536K · min. income ≈ HK$5,732/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,666
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$85/mo
Today · 4.125%
HK$2,834
baseline
▲ 0.50% · 4.625%
HK$3,006
+HK$172/mo
Deposit HK$390K · loan HK$585K · min. income ≈ HK$5,668/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,966
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$81/mo
Today · 4.125%
HK$3,127
baseline
▲ 0.50% · 4.625%
HK$3,291
+HK$164/mo
Deposit HK$390K · loan HK$585K · min. income ≈ HK$6,254/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,889
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,978
−HK$92/mo
Today · 4.125%
HK$3,070
baseline
▲ 0.50% · 4.625%
HK$3,256
+HK$186/mo
Deposit HK$341K · loan HK$633K · min. income ≈ HK$6,140/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,213
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,300
−HK$87/mo
Today · 4.125%
HK$3,387
baseline
▲ 0.50% · 4.625%
HK$3,566
+HK$179/mo
Deposit HK$341K · loan HK$633K · min. income ≈ HK$6,774/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,207
−HK$99/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$201/mo
Deposit HK$292K · loan HK$682K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,553
−HK$95/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$192/mo
Deposit HK$292K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,333
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$105/mo
Today · 4.125%
HK$3,542
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$215/mo
Deposit HK$244K · loan HK$731K · min. income ≈ HK$7,084/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,708
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$101/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,114
+HK$206/mo
Deposit HK$244K · loan HK$731K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,555
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$112/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$4,008
+HK$230/mo
Deposit HK$195K · loan HK$780K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,061
−HK$108/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$219/mo
Deposit HK$195K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,895
−HK$119/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,258
+HK$244/mo
Deposit HK$146K · loan HK$828K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,202
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,315
−HK$114/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$234/mo
Deposit HK$146K · loan HK$828K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,000
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,124
−HK$126/mo
Today · 4.125%
HK$4,250
baseline
▲ 0.50% · 4.625%
HK$4,509
+HK$259/mo
Deposit HK$97K · loan HK$877K · min. income ≈ HK$8,500/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,449
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,569
−HK$121/mo
Today · 4.125%
HK$4,690
baseline
▲ 0.50% · 4.625%
HK$4,937
+HK$247/mo
Deposit HK$97K · loan HK$877K · min. income ≈ HK$9,380/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).