▼ 0.50% · 3.625%
HK$2,489
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,566
−HK$79/mo
Today · 4.125%
HK$2,645
baseline
▲ 0.50% · 4.625%
HK$2,806
+HK$161/mo
Deposit HK$546K · loan HK$546K · min. income ≈ HK$5,290/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,769
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,843
−HK$75/mo
Today · 4.125%
HK$2,918
baseline
▲ 0.50% · 4.625%
HK$3,072
+HK$154/mo
Deposit HK$546K · loan HK$546K · min. income ≈ HK$5,836/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,738
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,823
−HK$86/mo
Today · 4.125%
HK$2,909
baseline
▲ 0.50% · 4.625%
HK$3,086
+HK$177/mo
Deposit HK$491K · loan HK$600K · min. income ≈ HK$5,818/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,046
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$83/mo
Today · 4.125%
HK$3,210
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$170/mo
Deposit HK$491K · loan HK$600K · min. income ≈ HK$6,420/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,080
−HK$94/mo
Today · 4.125%
HK$3,174
baseline
▲ 0.50% · 4.625%
HK$3,367
+HK$193/mo
Deposit HK$437K · loan HK$655K · min. income ≈ HK$6,348/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,412
−HK$90/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,687
+HK$185/mo
Deposit HK$437K · loan HK$655K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,236
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,336
−HK$102/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$210/mo
Deposit HK$382K · loan HK$709K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,696
−HK$98/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$3,994
+HK$200/mo
Deposit HK$382K · loan HK$709K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,484
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,593
−HK$110/mo
Today · 4.125%
HK$3,703
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$225/mo
Deposit HK$327K · loan HK$764K · min. income ≈ HK$7,406/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,876
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$106/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$215/mo
Deposit HK$327K · loan HK$764K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$118/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,209
+HK$242/mo
Deposit HK$273K · loan HK$819K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,153
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$113/mo
Today · 4.125%
HK$4,378
baseline
▲ 0.50% · 4.625%
HK$4,608
+HK$230/mo
Deposit HK$273K · loan HK$819K · min. income ≈ HK$8,756/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$126/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$257/mo
Deposit HK$218K · loan HK$873K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$121/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,916
+HK$246/mo
Deposit HK$218K · loan HK$873K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,231
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$133/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$274/mo
Deposit HK$164K · loan HK$928K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,707
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,833
−HK$128/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,223
+HK$262/mo
Deposit HK$164K · loan HK$928K · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,619
−HK$142/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,051
+HK$290/mo
Deposit HK$109K · loan HK$982K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,984
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,118
−HK$135/mo
Today · 4.125%
HK$5,253
baseline
▲ 0.50% · 4.625%
HK$5,530
+HK$277/mo
Deposit HK$109K · loan HK$982K · min. income ≈ HK$10,506/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).