▼ 0.50% · 3.625%
HK$2,590
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,670
−HK$82/mo
Today · 4.125%
HK$2,752
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$168/mo
Deposit HK$568K · loan HK$568K · min. income ≈ HK$5,504/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$78/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,197
+HK$160/mo
Deposit HK$568K · loan HK$568K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,849
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,938
−HK$90/mo
Today · 4.125%
HK$3,028
baseline
▲ 0.50% · 4.625%
HK$3,212
+HK$184/mo
Deposit HK$511K · loan HK$625K · min. income ≈ HK$6,056/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,169
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,254
−HK$87/mo
Today · 4.125%
HK$3,341
baseline
▲ 0.50% · 4.625%
HK$3,517
+HK$176/mo
Deposit HK$511K · loan HK$625K · min. income ≈ HK$6,682/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,108
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$98/mo
Today · 4.125%
HK$3,303
baseline
▲ 0.50% · 4.625%
HK$3,504
+HK$201/mo
Deposit HK$454K · loan HK$681K · min. income ≈ HK$6,606/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$94/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$192/mo
Deposit HK$454K · loan HK$681K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,367
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,472
−HK$106/mo
Today · 4.125%
HK$3,578
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$218/mo
Deposit HK$398K · loan HK$738K · min. income ≈ HK$7,156/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,746
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,846
−HK$102/mo
Today · 4.125%
HK$3,948
baseline
▲ 0.50% · 4.625%
HK$4,156
+HK$208/mo
Deposit HK$398K · loan HK$738K · min. income ≈ HK$7,896/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$114/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,088
+HK$235/mo
Deposit HK$341K · loan HK$795K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$110/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$224/mo
Deposit HK$341K · loan HK$795K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$123/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$251/mo
Deposit HK$284K · loan HK$852K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$117/mo
Today · 4.125%
HK$4,555
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$241/mo
Deposit HK$284K · loan HK$852K · min. income ≈ HK$9,110/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,144
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$131/mo
Today · 4.125%
HK$4,404
baseline
▲ 0.50% · 4.625%
HK$4,672
+HK$268/mo
Deposit HK$227K · loan HK$909K · min. income ≈ HK$8,808/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,610
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,734
−HK$125/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,115
+HK$256/mo
Deposit HK$227K · loan HK$909K · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$170K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$170K · loan HK$965K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,662
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$147/mo
Today · 4.125%
HK$4,954
baseline
▲ 0.50% · 4.625%
HK$5,256
+HK$302/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$9,908/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,186
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,325
−HK$141/mo
Today · 4.125%
HK$5,466
baseline
▲ 0.50% · 4.625%
HK$5,755
+HK$289/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$10,932/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).