▼ 0.50% · 3.625%
HK$2,554
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,634
−HK$80/mo
Today · 4.125%
HK$2,714
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$165/mo
Deposit HK$560K · loan HK$560K · min. income ≈ HK$5,428/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,918
−HK$77/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,153
+HK$158/mo
Deposit HK$560K · loan HK$560K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,810
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,897
−HK$89/mo
Today · 4.125%
HK$2,986
baseline
▲ 0.50% · 4.625%
HK$3,167
+HK$181/mo
Deposit HK$504K · loan HK$616K · min. income ≈ HK$5,972/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,126
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,209
−HK$85/mo
Today · 4.125%
HK$3,294
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$174/mo
Deposit HK$504K · loan HK$616K · min. income ≈ HK$6,588/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,065
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,160
−HK$97/mo
Today · 4.125%
HK$3,257
baseline
▲ 0.50% · 4.625%
HK$3,455
+HK$198/mo
Deposit HK$448K · loan HK$672K · min. income ≈ HK$6,514/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,410
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,501
−HK$93/mo
Today · 4.125%
HK$3,594
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$189/mo
Deposit HK$448K · loan HK$672K · min. income ≈ HK$7,188/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$105/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$214/mo
Deposit HK$392K · loan HK$728K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,694
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$100/mo
Today · 4.125%
HK$3,893
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$206/mo
Deposit HK$392K · loan HK$728K · min. income ≈ HK$7,786/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$113/mo
Today · 4.125%
HK$3,800
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$231/mo
Deposit HK$336K · loan HK$784K · min. income ≈ HK$7,600/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$108/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$221/mo
Deposit HK$336K · loan HK$784K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,831
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$121/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$248/mo
Deposit HK$280K · loan HK$840K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$115/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$237/mo
Deposit HK$280K · loan HK$840K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$129/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$264/mo
Deposit HK$224K · loan HK$896K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$124/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$253/mo
Deposit HK$224K · loan HK$896K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$137/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$281/mo
Deposit HK$168K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$131/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$269/mo
Deposit HK$168K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$146/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,183
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,252
−HK$139/mo
Today · 4.125%
HK$5,391
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$284/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,782/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).