▼ 0.50% · 3.625%
HK$2,637
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$83/mo
Today · 4.125%
HK$2,803
baseline
▲ 0.50% · 4.625%
HK$2,973
+HK$170/mo
Deposit HK$578K · loan HK$578K · min. income ≈ HK$5,606/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$80/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,256
+HK$163/mo
Deposit HK$578K · loan HK$578K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,901
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$92/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,271
+HK$188/mo
Deposit HK$520K · loan HK$636K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,228
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,314
−HK$88/mo
Today · 4.125%
HK$3,402
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$179/mo
Deposit HK$520K · loan HK$636K · min. income ≈ HK$6,804/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$100/mo
Today · 4.125%
HK$3,363
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$205/mo
Deposit HK$463K · loan HK$694K · min. income ≈ HK$6,726/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,615
−HK$96/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$196/mo
Deposit HK$463K · loan HK$694K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$109/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$221/mo
Deposit HK$405K · loan HK$752K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$103/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$212/mo
Deposit HK$405K · loan HK$752K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$117/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,163
+HK$239/mo
Deposit HK$347K · loan HK$810K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,108
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,218
−HK$112/mo
Today · 4.125%
HK$4,330
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$228/mo
Deposit HK$347K · loan HK$810K · min. income ≈ HK$8,660/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$256/mo
Deposit HK$289K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$120/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$245/mo
Deposit HK$289K · loan HK$867K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$134/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$272/mo
Deposit HK$231K · loan HK$925K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$127/mo
Today · 4.125%
HK$4,948
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$261/mo
Deposit HK$231K · loan HK$925K · min. income ≈ HK$9,896/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,623
−HK$142/mo
Today · 4.125%
HK$4,765
baseline
▲ 0.50% · 4.625%
HK$5,055
+HK$290/mo
Deposit HK$173K · loan HK$983K · min. income ≈ HK$9,530/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,988
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,122
−HK$136/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,535
+HK$277/mo
Deposit HK$173K · loan HK$983K · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$150/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$307/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$144/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$293/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).