▼ 0.50% · 3.625%
HK$22,087
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,774
−HK$699/mo
Today · 4.125%
HK$23,473
baseline
▲ 0.50% · 4.625%
HK$24,901
+HK$1,428/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,946/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,572
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,231
−HK$669/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,265
+HK$1,365/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$5.18M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,296
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,052
−HK$768/mo
Today · 4.125%
HK$25,820
baseline
▲ 0.50% · 4.625%
HK$27,391
+HK$1,571/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,640/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,029
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,754
−HK$736/mo
Today · 4.125%
HK$28,490
baseline
▲ 0.50% · 4.625%
HK$29,991
+HK$1,501/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$56,980/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,505
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$838/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,881
+HK$1,714/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$803/mo
Today · 4.125%
HK$31,080
baseline
▲ 0.50% · 4.625%
HK$32,718
+HK$1,638/mo
Deposit HK$3.87M · loan HK$5.81M · min. income ≈ HK$62,160/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,714
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,607
−HK$907/mo
Today · 4.125%
HK$30,514
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,857/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,028/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,944
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,800
−HK$870/mo
Today · 4.125%
HK$33,670
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$1,774/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,340/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,922
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,884
−HK$978/mo
Today · 4.125%
HK$32,862
baseline
▲ 0.50% · 4.625%
HK$34,861
+HK$1,999/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$65,724/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,401
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,324
−HK$935/mo
Today · 4.125%
HK$36,259
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$1,912/mo
Deposit HK$2.91M · loan HK$6.78M · min. income ≈ HK$72,518/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,131
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,162
−HK$1,047/mo
Today · 4.125%
HK$35,209
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$2,142/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,418/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,858
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,847
−HK$1,002/mo
Today · 4.125%
HK$38,849
baseline
▲ 0.50% · 4.625%
HK$40,897
+HK$2,048/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,698/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,340
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,439
−HK$1,117/mo
Today · 4.125%
HK$37,556
baseline
▲ 0.50% · 4.625%
HK$39,841
+HK$2,285/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$75,112/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,315
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,370
−HK$1,069/mo
Today · 4.125%
HK$41,439
baseline
▲ 0.50% · 4.625%
HK$43,624
+HK$2,185/mo
Deposit HK$1.94M · loan HK$7.75M · min. income ≈ HK$82,878/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,549
−HK$2,354/mo
▼ 0.25% · 3.875%
HK$38,717
−HK$1,186/mo
Today · 4.125%
HK$39,903
baseline
▲ 0.50% · 4.625%
HK$42,331
+HK$2,428/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$79,806/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,773
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$42,893
−HK$1,136/mo
Today · 4.125%
HK$44,029
baseline
▲ 0.50% · 4.625%
HK$46,350
+HK$2,321/mo
Deposit HK$1.45M · loan HK$8.23M · min. income ≈ HK$88,058/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,757
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$40,994
−HK$1,257/mo
Today · 4.125%
HK$42,251
baseline
▲ 0.50% · 4.625%
HK$44,821
+HK$2,570/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,502/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,230
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,203/mo
Today · 4.125%
HK$46,619
baseline
▲ 0.50% · 4.625%
HK$49,077
+HK$2,458/mo
Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$93,238/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$338,639 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).