▼ 0.50% · 3.625%
HK$19,492
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,098
−HK$616/mo
Today · 4.125%
HK$20,714
baseline
▲ 0.50% · 4.625%
HK$21,975
+HK$1,261/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,428/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,685
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,266
−HK$590/mo
Today · 4.125%
HK$22,856
baseline
▲ 0.50% · 4.625%
HK$24,061
+HK$1,205/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,712/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,441
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,108
−HK$678/mo
Today · 4.125%
HK$22,786
baseline
▲ 0.50% · 4.625%
HK$24,172
+HK$1,386/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,572/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,853
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$24,493
−HK$649/mo
Today · 4.125%
HK$25,142
baseline
▲ 0.50% · 4.625%
HK$26,467
+HK$1,325/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,284/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,390
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,118
−HK$739/mo
Today · 4.125%
HK$24,857
baseline
▲ 0.50% · 4.625%
HK$26,370
+HK$1,513/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,714/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,021
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,719
−HK$708/mo
Today · 4.125%
HK$27,427
baseline
▲ 0.50% · 4.625%
HK$28,873
+HK$1,446/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,854/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$26,128
−HK$800/mo
Today · 4.125%
HK$26,928
baseline
▲ 0.50% · 4.625%
HK$28,567
+HK$1,639/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,856/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,190
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,946
−HK$767/mo
Today · 4.125%
HK$29,713
baseline
▲ 0.50% · 4.625%
HK$31,279
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,426/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,289
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,138
−HK$862/mo
Today · 4.125%
HK$29,000
baseline
▲ 0.50% · 4.625%
HK$30,764
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$58,000/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,358
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,173
−HK$826/mo
Today · 4.125%
HK$31,999
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,998/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,238
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,147
−HK$924/mo
Today · 4.125%
HK$31,071
baseline
▲ 0.50% · 4.625%
HK$32,962
+HK$1,891/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,142/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,527
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,399
−HK$885/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,091
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,187
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,157
−HK$986/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$35,159
+HK$2,016/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,695
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,626
−HK$944/mo
Today · 4.125%
HK$36,570
baseline
▲ 0.50% · 4.625%
HK$38,497
+HK$1,927/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,140/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,136
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,167
−HK$1,047/mo
Today · 4.125%
HK$35,214
baseline
▲ 0.50% · 4.625%
HK$37,357
+HK$2,143/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,428/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,864
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,852
−HK$1,003/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$40,904
+HK$2,049/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,085
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,177
−HK$1,109/mo
Today · 4.125%
HK$37,286
baseline
▲ 0.50% · 4.625%
HK$39,554
+HK$2,268/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$74,572/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,032
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,079
−HK$1,062/mo
Today · 4.125%
HK$41,141
baseline
▲ 0.50% · 4.625%
HK$43,310
+HK$2,169/mo
Deposit HK$855K · loan HK$7.69M · min. income ≈ HK$82,282/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,444 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).