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At today's rate and a 90% mortgage, the deposit on this unit is about HK$251K, with repayments around HK$10,969/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$251K · loan HK$2.26M · min. income ≈ HK$21,938/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- C
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 65%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-13 | HK$3.78M | +53.0% 6.5y · 8.0%/yr |
| 2016-03-02 | HK$2.47M | +208.8% 10.1y · 21.0%/yr |
| 2006-02-21 | HK$800K | +53.8% |
| 2004-01-09 | HK$520K | — |