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At today's rate and a 90% mortgage, the deposit on this unit is about HK$253K, with repayments around HK$11,017/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$253K · loan HK$2.27M · min. income ≈ HK$22,034/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 65%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-05 | HK$3.60M | +0.0% 7.7y · 8.0%/yr |
| 2021-02-26 | HK$3.60M | +63.6% 7.7y · 8.0%/yr |
| 2013-06-19 | HK$2.20M | +100.0% |
| 2008-12-08 | HK$1.10M | +69.2% |
| 2002-10-22 | HK$650K | +14.0% |
| 2002-04-26 | HK$570K | — |