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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,420/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,840/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 260 Saleable ft²
- Gross Area
- 368 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-28 | HK$3.30M | +78.4% 12.7y · 6.0%/yr |
| 2011-07-18 | HK$1.85M | +19.4% |
| 2010-08-27 | HK$1.55M | +15.7% |
| 2010-08-09 | HK$1.34M | +88.7% |
| 2003-10-17 | HK$710K | −16.5% |
| 2002-05-25 | HK$850K | −52.2% |
| 1998-04-01 | HK$1.78M | +2.3% |
| 1997-03-05 | HK$1.74M | — |