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At today's rate and a 90% mortgage, the deposit on this unit is about HK$311K, with repayments around HK$13,571/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$311K · loan HK$2.80M · min. income ≈ HK$27,142/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- B
- Saleable Area
- 236 Saleable ft²
- Gross Area
- 335 ft²
- Efficiency
- 70%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-05-25 | HK$3.20M | +23.1% 3.6y · 6.0%/yr |
| 2012-10-08 | HK$2.60M | +40.5% |
| 2010-12-16 | HK$1.85M | +9.5% |
| 2010-11-19 | HK$1.69M | +13.4% |
| 2010-08-18 | HK$1.49M | +8.0% |
| 2009-09-16 | HK$1.38M | −6.8% |
| 2009-06-19 | HK$1.48M | +35.8% |
| 2009-06-12 | HK$1.09M | +21.1% |
| 2002-09-13 | HK$900K | −45.8% |
| 1998-01-20 | HK$1.66M | — |