▼ 0.50% · 3.625%
HK$1,991
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,052
−HK$63/mo
Today · 4.125%
HK$2,115
baseline
▲ 0.50% · 4.625%
HK$2,244
+HK$129/mo
Deposit HK$436K · loan HK$436K · min. income ≈ HK$4,230/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,214
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,274
−HK$60/mo
Today · 4.125%
HK$2,334
baseline
▲ 0.50% · 4.625%
HK$2,457
+HK$123/mo
Deposit HK$436K · loan HK$436K · min. income ≈ HK$4,668/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,190
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,258
−HK$69/mo
Today · 4.125%
HK$2,327
baseline
▲ 0.50% · 4.625%
HK$2,468
+HK$141/mo
Deposit HK$393K · loan HK$480K · min. income ≈ HK$4,654/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,436
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,501
−HK$66/mo
Today · 4.125%
HK$2,567
baseline
▲ 0.50% · 4.625%
HK$2,703
+HK$136/mo
Deposit HK$393K · loan HK$480K · min. income ≈ HK$5,134/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,389
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,463
−HK$75/mo
Today · 4.125%
HK$2,538
baseline
▲ 0.50% · 4.625%
HK$2,693
+HK$155/mo
Deposit HK$349K · loan HK$524K · min. income ≈ HK$5,076/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,657
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,729
−HK$72/mo
Today · 4.125%
HK$2,801
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$148/mo
Deposit HK$349K · loan HK$524K · min. income ≈ HK$5,602/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,588
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,668
−HK$82/mo
Today · 4.125%
HK$2,750
baseline
▲ 0.50% · 4.625%
HK$2,917
+HK$167/mo
Deposit HK$306K · loan HK$567K · min. income ≈ HK$5,500/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,956
−HK$78/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$160/mo
Deposit HK$306K · loan HK$567K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,873
−HK$88/mo
Today · 4.125%
HK$2,961
baseline
▲ 0.50% · 4.625%
HK$3,142
+HK$181/mo
Deposit HK$262K · loan HK$611K · min. income ≈ HK$5,922/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$85/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,440
+HK$172/mo
Deposit HK$262K · loan HK$611K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,986
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,079
−HK$94/mo
Today · 4.125%
HK$3,173
baseline
▲ 0.50% · 4.625%
HK$3,366
+HK$193/mo
Deposit HK$218K · loan HK$655K · min. income ≈ HK$6,346/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,322
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,411
−HK$90/mo
Today · 4.125%
HK$3,501
baseline
▲ 0.50% · 4.625%
HK$3,686
+HK$185/mo
Deposit HK$218K · loan HK$655K · min. income ≈ HK$7,002/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$101/mo
Today · 4.125%
HK$3,385
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$205/mo
Deposit HK$175K · loan HK$698K · min. income ≈ HK$6,770/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$97/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$196/mo
Deposit HK$175K · loan HK$698K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$107/mo
Today · 4.125%
HK$3,596
baseline
▲ 0.50% · 4.625%
HK$3,815
+HK$219/mo
Deposit HK$131K · loan HK$742K · min. income ≈ HK$7,192/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$102/mo
Today · 4.125%
HK$3,968
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$209/mo
Deposit HK$131K · loan HK$742K · min. income ≈ HK$7,936/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,694
−HK$114/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,039
+HK$231/mo
Deposit HK$87K · loan HK$786K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,093
−HK$108/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,423
+HK$222/mo
Deposit HK$87K · loan HK$786K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).