▼ 0.50% · 3.625%
HK$2,582
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,662
−HK$81/mo
Today · 4.125%
HK$2,743
baseline
▲ 0.50% · 4.625%
HK$2,910
+HK$167/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$5,486/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,872
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,949
−HK$78/mo
Today · 4.125%
HK$3,027
baseline
▲ 0.50% · 4.625%
HK$3,187
+HK$160/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$6,054/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,840
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,928
−HK$90/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,201
+HK$183/mo
Deposit HK$509K · loan HK$623K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$86/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$175/mo
Deposit HK$509K · loan HK$623K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,194
−HK$98/mo
Today · 4.125%
HK$3,292
baseline
▲ 0.50% · 4.625%
HK$3,492
+HK$200/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$6,584/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,446
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,539
−HK$94/mo
Today · 4.125%
HK$3,633
baseline
▲ 0.50% · 4.625%
HK$3,824
+HK$191/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$7,266/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$396K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$101/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$208/mo
Deposit HK$396K · loan HK$736K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,614
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,727
−HK$114/mo
Today · 4.125%
HK$3,841
baseline
▲ 0.50% · 4.625%
HK$4,074
+HK$233/mo
Deposit HK$340K · loan HK$792K · min. income ≈ HK$7,682/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,021
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$109/mo
Today · 4.125%
HK$4,238
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$223/mo
Deposit HK$340K · loan HK$792K · min. income ≈ HK$8,476/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,872
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$122/mo
Today · 4.125%
HK$4,115
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$251/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$8,230/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$118/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,780
+HK$239/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,130
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$130/mo
Today · 4.125%
HK$4,389
baseline
▲ 0.50% · 4.625%
HK$4,657
+HK$268/mo
Deposit HK$226K · loan HK$906K · min. income ≈ HK$8,778/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,595
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$125/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,099
+HK$256/mo
Deposit HK$226K · loan HK$906K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,525
−HK$139/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$284/mo
Deposit HK$170K · loan HK$962K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,882
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$133/mo
Today · 4.125%
HK$5,146
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$271/mo
Deposit HK$170K · loan HK$962K · min. income ≈ HK$10,292/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,791
−HK$147/mo
Today · 4.125%
HK$4,938
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,876/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,169
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$141/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).