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At today's rate and a 90% mortgage, the deposit on this unit is about HK$407K, with repayments around HK$17,744/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$35,488/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$13,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 114 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 4 (NO. 22)
- Saleable Area
- 562 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 99%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-13 | HK$4.50M | −8.7% 3.0y · −3.0%/yr |
| 2017-11-14 | HK$4.93M | +29.7% 3.5y · 9.0%/yr |
| 2014-05-15 | HK$3.80M | +84.5% |
| 2010-04-13 | HK$2.06M | +157.5% |
| 2005-05-11 | HK$800K | — |