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At today's rate and a 90% mortgage, the deposit on this unit is about HK$430K, with repayments around HK$18,767/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$430K · loan HK$3.87M · min. income ≈ HK$37,534/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$60,618 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 114 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 14(NO.12)
- Saleable Area
- 565 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 100%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-22 | HK$4.80M | −3.0% 2.1y · −1.0%/yr |
| 2024-04-03 | HK$4.95M | −14.7% 4.6y · −3.0%/yr |
| 2019-07-25 | HK$5.80M | +41.5% 4.5y · 9.0%/yr |
| 2015-01-15 | HK$4.10M | +102.0% |
| 2010-03-31 | HK$2.03M | +88.0% |
| 2006-02-16 | HK$1.08M | +45.9% |
| 2005-10-18 | HK$740K | −31.5% |
| 1996-02-05 | HK$1.08M | +14.9% |
| 1995-10-06 | HK$940K | — |