▼ 0.50% · 3.625%
HK$3,785
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$119/mo
Today · 4.125%
HK$4,022
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$245/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,044/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$114/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,672
+HK$234/mo
Deposit HK$830K · loan HK$830K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,164
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,293
−HK$132/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,694
+HK$269/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,756
−HK$126/mo
Today · 4.125%
HK$4,882
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$258/mo
Deposit HK$747K · loan HK$913K · min. income ≈ HK$9,764/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,542
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$144/mo
Today · 4.125%
HK$4,827
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$294/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$9,654/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,053
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$137/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,607
+HK$281/mo
Deposit HK$664K · loan HK$996K · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$155/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$149/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,299
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,464
−HK$167/mo
Today · 4.125%
HK$5,631
baseline
▲ 0.50% · 4.625%
HK$5,974
+HK$343/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,262/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,895
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,053
−HK$161/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,541
+HK$327/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,854
−HK$180/mo
Today · 4.125%
HK$6,034
baseline
▲ 0.50% · 4.625%
HK$6,401
+HK$367/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,068/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,316
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$172/mo
Today · 4.125%
HK$6,658
baseline
▲ 0.50% · 4.625%
HK$7,008
+HK$350/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,316/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,056
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$192/mo
Today · 4.125%
HK$6,436
baseline
▲ 0.50% · 4.625%
HK$6,827
+HK$391/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,872/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,737
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,918
−HK$183/mo
Today · 4.125%
HK$7,101
baseline
▲ 0.50% · 4.625%
HK$7,476
+HK$375/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,202/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,435
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,635
−HK$203/mo
Today · 4.125%
HK$6,838
baseline
▲ 0.50% · 4.625%
HK$7,254
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,676/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,158
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,350
−HK$195/mo
Today · 4.125%
HK$7,545
baseline
▲ 0.50% · 4.625%
HK$7,943
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,090/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,813
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,025
−HK$215/mo
Today · 4.125%
HK$7,240
baseline
▲ 0.50% · 4.625%
HK$7,681
+HK$441/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,480/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,580
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,783
−HK$206/mo
Today · 4.125%
HK$7,989
baseline
▲ 0.50% · 4.625%
HK$8,410
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,978/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).