▼ 0.50% · 3.625%
HK$3,627
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,740
−HK$114/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,089
+HK$235/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,035
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,143
−HK$110/mo
Today · 4.125%
HK$4,253
baseline
▲ 0.50% · 4.625%
HK$4,477
+HK$224/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$8,506/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$126/mo
Today · 4.125%
HK$4,240
baseline
▲ 0.50% · 4.625%
HK$4,498
+HK$258/mo
Deposit HK$716K · loan HK$875K · min. income ≈ HK$8,480/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,438
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,557
−HK$121/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,925
+HK$247/mo
Deposit HK$716K · loan HK$875K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$137/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$282/mo
Deposit HK$636K · loan HK$954K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,842
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,972
−HK$131/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$269/mo
Deposit HK$636K · loan HK$954K · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$149/mo
Today · 4.125%
HK$5,011
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$304/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$10,022/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$143/mo
Today · 4.125%
HK$5,529
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$291/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$11,058/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$160/mo
Today · 4.125%
HK$5,396
baseline
▲ 0.50% · 4.625%
HK$5,724
+HK$328/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$10,792/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,649
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,800
−HK$154/mo
Today · 4.125%
HK$5,954
baseline
▲ 0.50% · 4.625%
HK$6,268
+HK$314/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$11,908/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$172/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,133
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$164/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,715
+HK$336/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,803
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$184/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,542
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,456
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,629
−HK$176/mo
Today · 4.125%
HK$6,805
baseline
▲ 0.50% · 4.625%
HK$7,163
+HK$358/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,610/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$195/mo
Today · 4.125%
HK$6,552
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,104/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,043
−HK$187/mo
Today · 4.125%
HK$7,230
baseline
▲ 0.50% · 4.625%
HK$7,611
+HK$381/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,460/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,528
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,731
−HK$207/mo
Today · 4.125%
HK$6,938
baseline
▲ 0.50% · 4.625%
HK$7,360
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,876/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,263
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,457
−HK$198/mo
Today · 4.125%
HK$7,655
baseline
▲ 0.50% · 4.625%
HK$8,059
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,310/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).