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At today's rate and a 90% mortgage, the deposit on this unit is about HK$326K, with repayments around HK$14,203/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$326K · loan HK$2.93M · min. income ≈ HK$28,406/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 78 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 60%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-22 | HK$4.00M | −4.1% 4.0y · −1.0%/yr |
| 2021-05-10 | HK$4.17M | +42.3% 4.9y · 9.0%/yr |
| 2016-06-27 | HK$2.93M | +125.4% 6.6y · 19.0%/yr |
| 2009-11-11 | HK$1.30M | +19.3% |
| 2008-05-16 | HK$1.09M | +39.7% |
| 2004-09-21 | HK$780K | — |