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At today's rate and a 90% mortgage, the deposit on this unit is about HK$317K, with repayments around HK$13,821/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$317K · loan HK$2.85M · min. income ≈ HK$27,642/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Austin Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 78 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 488 ft²
- Efficiency
- 60%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-20 | HK$4.18M | +31.9% 6.0y · 5.0%/yr |
| 2015-05-20 | HK$3.17M | +111.3% |
| 2010-05-06 | HK$1.50M | +30.4% |
| 2009-06-10 | HK$1.15M | +23.7% |
| 2003-02-11 | HK$930K | −6.1% |
| 2002-01-31 | HK$990K | −22.7% |
| 1996-10-24 | HK$1.28M | −22.4% |
| 1995-11-09 | HK$1.65M | — |