▼ 0.50% · 3.625%
HK$4,149
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$268/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$126/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$256/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$145/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$138/mo
Today · 4.125%
HK$5,352
baseline
▲ 0.50% · 4.625%
HK$5,634
+HK$282/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,704/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,979
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,134
−HK$158/mo
Today · 4.125%
HK$5,292
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,584/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,539
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,688
−HK$151/mo
Today · 4.125%
HK$5,839
baseline
▲ 0.50% · 4.625%
HK$6,146
+HK$307/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,678/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$171/mo
Today · 4.125%
HK$5,733
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$348/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,466/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$163/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,809
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,990
−HK$183/mo
Today · 4.125%
HK$6,173
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,346/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,463
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,636
−HK$176/mo
Today · 4.125%
HK$6,812
baseline
▲ 0.50% · 4.625%
HK$7,171
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,624/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,418
−HK$196/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$403/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,110
−HK$188/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$385/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,639
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,846
−HK$209/mo
Today · 4.125%
HK$7,055
baseline
▲ 0.50% · 4.625%
HK$7,485
+HK$430/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,110/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,386
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,584
−HK$201/mo
Today · 4.125%
HK$7,785
baseline
▲ 0.50% · 4.625%
HK$8,195
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,570/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,273
−HK$223/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,953
+HK$457/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,848
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,058
−HK$214/mo
Today · 4.125%
HK$8,272
baseline
▲ 0.50% · 4.625%
HK$8,708
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,544/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,701
−HK$236/mo
Today · 4.125%
HK$7,937
baseline
▲ 0.50% · 4.625%
HK$8,420
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,874/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,309
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,532
−HK$226/mo
Today · 4.125%
HK$8,758
baseline
▲ 0.50% · 4.625%
HK$9,220
+HK$462/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,516/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).