▼ 0.50% · 3.625%
HK$1,989
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,051
−HK$63/mo
Today · 4.125%
HK$2,114
baseline
▲ 0.50% · 4.625%
HK$2,243
+HK$129/mo
Deposit HK$436K · loan HK$436K · min. income ≈ HK$4,228/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,213
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,272
−HK$61/mo
Today · 4.125%
HK$2,333
baseline
▲ 0.50% · 4.625%
HK$2,456
+HK$123/mo
Deposit HK$436K · loan HK$436K · min. income ≈ HK$4,666/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,188
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,256
−HK$69/mo
Today · 4.125%
HK$2,325
baseline
▲ 0.50% · 4.625%
HK$2,467
+HK$142/mo
Deposit HK$393K · loan HK$480K · min. income ≈ HK$4,650/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,434
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,500
−HK$66/mo
Today · 4.125%
HK$2,566
baseline
▲ 0.50% · 4.625%
HK$2,701
+HK$135/mo
Deposit HK$393K · loan HK$480K · min. income ≈ HK$5,132/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,387
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$76/mo
Today · 4.125%
HK$2,537
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$154/mo
Deposit HK$349K · loan HK$523K · min. income ≈ HK$5,074/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,656
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,727
−HK$72/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$148/mo
Deposit HK$349K · loan HK$523K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,667
−HK$81/mo
Today · 4.125%
HK$2,748
baseline
▲ 0.50% · 4.625%
HK$2,915
+HK$167/mo
Deposit HK$305K · loan HK$567K · min. income ≈ HK$5,496/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$78/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,192
+HK$160/mo
Deposit HK$305K · loan HK$567K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,785
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,872
−HK$88/mo
Today · 4.125%
HK$2,960
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$180/mo
Deposit HK$262K · loan HK$611K · min. income ≈ HK$5,920/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$85/mo
Today · 4.125%
HK$3,266
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$172/mo
Deposit HK$262K · loan HK$611K · min. income ≈ HK$6,532/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,984
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$94/mo
Today · 4.125%
HK$3,171
baseline
▲ 0.50% · 4.625%
HK$3,364
+HK$193/mo
Deposit HK$218K · loan HK$654K · min. income ≈ HK$6,342/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,320
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$90/mo
Today · 4.125%
HK$3,499
baseline
▲ 0.50% · 4.625%
HK$3,683
+HK$184/mo
Deposit HK$218K · loan HK$654K · min. income ≈ HK$6,998/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,183
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,282
−HK$100/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$206/mo
Deposit HK$174K · loan HK$698K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,541
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,636
−HK$96/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,929
+HK$197/mo
Deposit HK$174K · loan HK$698K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,382
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,487
−HK$107/mo
Today · 4.125%
HK$3,594
baseline
▲ 0.50% · 4.625%
HK$3,813
+HK$219/mo
Deposit HK$131K · loan HK$742K · min. income ≈ HK$7,188/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,762
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,863
−HK$103/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,175
+HK$209/mo
Deposit HK$131K · loan HK$742K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$113/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,037
+HK$232/mo
Deposit HK$87K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$109/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$221/mo
Deposit HK$87K · loan HK$785K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).