▼ 0.50% · 3.625%
HK$2,148
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,215
−HK$68/mo
Today · 4.125%
HK$2,283
baseline
▲ 0.50% · 4.625%
HK$2,422
+HK$139/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$4,566/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,390
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,454
−HK$65/mo
Today · 4.125%
HK$2,519
baseline
▲ 0.50% · 4.625%
HK$2,652
+HK$133/mo
Deposit HK$471K · loan HK$471K · min. income ≈ HK$5,038/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,363
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,436
−HK$75/mo
Today · 4.125%
HK$2,511
baseline
▲ 0.50% · 4.625%
HK$2,664
+HK$153/mo
Deposit HK$424K · loan HK$518K · min. income ≈ HK$5,022/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,629
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,699
−HK$72/mo
Today · 4.125%
HK$2,771
baseline
▲ 0.50% · 4.625%
HK$2,917
+HK$146/mo
Deposit HK$424K · loan HK$518K · min. income ≈ HK$5,542/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,578
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,658
−HK$81/mo
Today · 4.125%
HK$2,739
baseline
▲ 0.50% · 4.625%
HK$2,906
+HK$167/mo
Deposit HK$377K · loan HK$565K · min. income ≈ HK$5,478/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,868
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,945
−HK$78/mo
Today · 4.125%
HK$3,023
baseline
▲ 0.50% · 4.625%
HK$3,182
+HK$159/mo
Deposit HK$377K · loan HK$565K · min. income ≈ HK$6,046/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,793
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,879
−HK$89/mo
Today · 4.125%
HK$2,968
baseline
▲ 0.50% · 4.625%
HK$3,148
+HK$180/mo
Deposit HK$330K · loan HK$612K · min. income ≈ HK$5,936/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,190
−HK$85/mo
Today · 4.125%
HK$3,275
baseline
▲ 0.50% · 4.625%
HK$3,447
+HK$172/mo
Deposit HK$330K · loan HK$612K · min. income ≈ HK$6,550/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,007
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,101
−HK$95/mo
Today · 4.125%
HK$3,196
baseline
▲ 0.50% · 4.625%
HK$3,390
+HK$194/mo
Deposit HK$283K · loan HK$659K · min. income ≈ HK$6,392/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,435
−HK$91/mo
Today · 4.125%
HK$3,526
baseline
▲ 0.50% · 4.625%
HK$3,712
+HK$186/mo
Deposit HK$283K · loan HK$659K · min. income ≈ HK$7,052/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,222
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,322
−HK$102/mo
Today · 4.125%
HK$3,424
baseline
▲ 0.50% · 4.625%
HK$3,633
+HK$209/mo
Deposit HK$236K · loan HK$707K · min. income ≈ HK$6,848/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,585
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$97/mo
Today · 4.125%
HK$3,778
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$199/mo
Deposit HK$236K · loan HK$707K · min. income ≈ HK$7,556/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,437
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$109/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$222/mo
Deposit HK$188K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$104/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$213/mo
Deposit HK$188K · loan HK$754K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$116/mo
Today · 4.125%
HK$3,881
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$236/mo
Deposit HK$141K · loan HK$801K · min. income ≈ HK$7,762/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,063
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,172
−HK$110/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,508
+HK$226/mo
Deposit HK$141K · loan HK$801K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,987
−HK$122/mo
Today · 4.125%
HK$4,109
baseline
▲ 0.50% · 4.625%
HK$4,359
+HK$250/mo
Deposit HK$94K · loan HK$848K · min. income ≈ HK$8,218/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$117/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$239/mo
Deposit HK$94K · loan HK$848K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).