▼ 0.50% · 3.625%
HK$2,198
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,267
−HK$69/mo
Today · 4.125%
HK$2,336
baseline
▲ 0.50% · 4.625%
HK$2,478
+HK$142/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$4,672/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,446
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,511
−HK$67/mo
Today · 4.125%
HK$2,578
baseline
▲ 0.50% · 4.625%
HK$2,714
+HK$136/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$5,156/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,418
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,493
−HK$77/mo
Today · 4.125%
HK$2,570
baseline
▲ 0.50% · 4.625%
HK$2,726
+HK$156/mo
Deposit HK$434K · loan HK$530K · min. income ≈ HK$5,140/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,690
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,762
−HK$73/mo
Today · 4.125%
HK$2,835
baseline
▲ 0.50% · 4.625%
HK$2,985
+HK$150/mo
Deposit HK$434K · loan HK$530K · min. income ≈ HK$5,670/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,638
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$83/mo
Today · 4.125%
HK$2,803
baseline
▲ 0.50% · 4.625%
HK$2,974
+HK$171/mo
Deposit HK$386K · loan HK$578K · min. income ≈ HK$5,606/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,935
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$80/mo
Today · 4.125%
HK$3,093
baseline
▲ 0.50% · 4.625%
HK$3,256
+HK$163/mo
Deposit HK$386K · loan HK$578K · min. income ≈ HK$6,186/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,858
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$90/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,222
+HK$185/mo
Deposit HK$337K · loan HK$627K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,265
−HK$86/mo
Today · 4.125%
HK$3,351
baseline
▲ 0.50% · 4.625%
HK$3,528
+HK$177/mo
Deposit HK$337K · loan HK$627K · min. income ≈ HK$6,702/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$98/mo
Today · 4.125%
HK$3,271
baseline
▲ 0.50% · 4.625%
HK$3,470
+HK$199/mo
Deposit HK$289K · loan HK$675K · min. income ≈ HK$6,542/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,424
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$93/mo
Today · 4.125%
HK$3,609
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$190/mo
Deposit HK$289K · loan HK$675K · min. income ≈ HK$7,218/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,400
−HK$104/mo
Today · 4.125%
HK$3,504
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$213/mo
Deposit HK$241K · loan HK$723K · min. income ≈ HK$7,008/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$100/mo
Today · 4.125%
HK$3,867
baseline
▲ 0.50% · 4.625%
HK$4,070
+HK$203/mo
Deposit HK$241K · loan HK$723K · min. income ≈ HK$7,734/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$111/mo
Today · 4.125%
HK$3,738
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$227/mo
Deposit HK$193K · loan HK$771K · min. income ≈ HK$7,476/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,913
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,018
−HK$106/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,342
+HK$218/mo
Deposit HK$193K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,737
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$118/mo
Today · 4.125%
HK$3,971
baseline
▲ 0.50% · 4.625%
HK$4,213
+HK$242/mo
Deposit HK$145K · loan HK$819K · min. income ≈ HK$7,942/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$113/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,613
+HK$231/mo
Deposit HK$145K · loan HK$819K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,957
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,080
−HK$125/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,461
+HK$256/mo
Deposit HK$96K · loan HK$868K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,520
−HK$120/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,884
+HK$244/mo
Deposit HK$96K · loan HK$868K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).