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At today's rate and a 90% mortgage, the deposit on this unit is about HK$296K, with repayments around HK$12,915/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$296K · loan HK$2.66M · min. income ≈ HK$25,830/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- B
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-03-01 | HK$4.08M | +52.2% 5.6y · 9.0%/yr |
| 2013-08-05 | HK$2.68M | +65.4% |
| 2010-08-25 | HK$1.62M | +32.8% |
| 2009-07-28 | HK$1.22M | +16.2% |
| 2008-06-26 | HK$1.05M | +22.1% |
| 2007-06-28 | HK$860K | −28.3% |
| 1998-10-14 | HK$1.20M | −8.4% |
| 1997-04-04 | HK$1.31M | — |